Benefits

With daily prices starting at just £2.80 — compared with up to £25 per day with the car rental companies, an XSWaiver policy is almost guaranteed to save you money on your total car rental bill.

Taking a typical 10 day holiday in Spain as an example, if you rented a car with Avis or Budget they would charge you just over £12.50 a day for their own excess waiver insurance. Compare that to our £2.80 a day and that equates to a saving of over £99 — which could easily cover the costs of fuelling the car with petrol with enough left over for ice-creams for the kids!

If you are planning on renting a car for less than 14 days during the year, then a single trip policy is likely to be the best option for you, because our daily rate starts at just £2.80 a day within Europe.

Annual policies have many advantages, among them cost and convenience. From just £40 per year for an annual policy covering Europe, if you are likely to be renting a car for more than 14 days — either in one trip or over a number of trips, be it in Europe or Worldwide, then an annual policy will save money.

An annual policy also gives the convenience of having cover in place for last minute and emergency trips, particularly useful for business trips and for people who have holiday homes or time-share villas or apartments abroad.

At XSWaiver.com we understand that customers have different needs. While a 31 day trip maximum will be sufficient for most people, there are others, particularly those working on short term contracts abroad, or those who regularly take longer breaks at their holiday home who may need a longer period of cover. The rule of thumb is to choose a policy that suits your longest trip. .

All of our policies offer the flexibility of adding an additional driver. So whether it´s a week in Europe, 10 days in Dubai or a flexible annual policy, you can add an additional driver to share the burden — and you also enjoy a 20% discount off the full rate.

Our policies are broken down into 3 broad territories, Europe, Worldwide (excluding USA and Canada) and Worldwide (including USA/Canada). Clearly our advice to you would be to choose a policy that covers all the areas that you are likely to travel to.

For instance, if you travel regularly to Europe but just occasional take a trip further afield, it may be best for you to take an annual Europe-wide policy and get cover for trips elsewhere on a single trip basis. Our quick quote engine enables you to easily compare prices so you can make sure you get the best value from your policy.

For rentals in the USA and Canada we recommend you check your booking carefully. For example, most “fly-drive” packages booked from travel agents in the UK to North American destinations usually include car rental insurance cover for Third Party, Collision Damage Waiver and Theft. In these cases you may not need to take out additional insurance. However, if you package does not include the insurance, or if you are just planning a renting a car (not through a fly-drive package) then you will almost certainly be able to make substantial savings with an Columbus Direct policy.